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Insurance Department Website Shows Which Companies Are Waiving Higher Deductibles For Irene-Related Damage

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After Tropical Storm Irene, many homeowners are looking at their policies, checking to see if a higher deductible applies because it was a hurricane before being downgraded.

Some insurers are waiving the so-called hurricane deductibles. For others, the storm didn't qualify as a hurricane based on the way policies are written. In both cases, a standard homeowners' deductible applies. The out-of-pocket savings for homeowners is hundreds or thousands of dollars with the lower deductible, depending on the extent of damage.

For a list of insurers that are not applying the hurricane deductible, see this link on the Connecticut Insurance Department's website.

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Matthew Sturdevant is the insurance reporter at The Hartford Courant. He grew up in East Aurora, N.Y., a small village near Buffalo. He started his journalism career in 1999 ... read more

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